Pay & withdraw cash in Algeria — without a local bank account
Open a Centeem account in 5 minutes with your passport + visa. Pay merchants directly, withdraw cash from partner agents across all 69 wilayas. Multilingual support : FR / AR / EN.
Official exchange rate
Bank of AlgeriaOfficial indicative rate, updated daily. The rate applied to a transaction depends on the partner bank at the time of the operation.
Everything you need
Built specifically for visitors to Algeria
5-minute setup with your passport
Scan your passport (secure chip read) + take a selfie + photo of your visa. No paperwork, no embassy visit, no waiting in line.
- Passport chip read in 10 sec
- Selfie liveness detection (anti-photo)
- Visa photo for AML compliance
Pay merchants directly
Scan their QR code, confirm with your PIN, done. No exchange office detour, no foreign card refused. Works at restaurants, taxis, hotels, shops.
- QR Pay : scan + confirm
- Instant notification for the professional
- Receipt PDF auto-stored in app
Withdraw cash from partner agents
Find the nearest Centeem agent on the map. Show them the QR, get your DZD cash. Available across all 69 Algerian wilayas — even in remote areas where ATMs are scarce.
- +3,000 agents planned by launch
- Withdrawal fee : 2 % (0.5% Centeem + 1.5% agent)
- Receipt + audit log auto
Transparent FX rate
Interbank market rate + 1 % only. Compare with airport exchange offices at +5-8 %. On €1,000 you save €40 to €70. The DZD rate is displayed before every top-up.
- Live interbank rate displayed
- Total fee shown before confirmation
- Recharge from foreign card : 1.5 %
Multilingual support — FR / AR / EN
Full app available in French, Arabic and English. 24/7 chat support in your language. No translation app needed.
- App fully translated 3 languages
- Support team multilingual
- Email + push notifications in your language
Bank-grade security
Centeem is regulated by the Bank of Algeria (PSP license in progress). Your funds are held in a partner bank trust account. PIN, biometrics, real-time notifications on every move.
- PIN + biometrics (FaceID/fingerprint)
- End-to-end encryption
- 1-click freeze account if lost or stolen
Getting started
Account ready in 5 minutes
Download Centeem
iOS or Android, free
Scan your passport
Passport chip in 10 sec
Take a selfie
Liveness check
Photo of your visa
AML compliance
Pay or withdraw
Account ready
Travelling to Algeria soon ?
Install Centeem before your trip. Set up the account upon arrival once you have your visa stamped.
Frequently asked
Tourist questions answered
Do I need an Algerian phone number to open a Centeem account ?+
No. You can use your foreign phone number (with international format e.g. +33 6...) for SMS verification. Many countries' carriers support international SMS receipt while roaming in Algeria.
What if my visa is denied or expires while I'm in Algeria ?+
Your account stays usable until you withdraw all funds. You can request a full cash-out via partner agent or transfer back to your foreign card before leaving the country. No funds get stuck.
Can I keep money on Centeem after I leave Algeria ?+
Technically yes (the account stays active), but we recommend withdrawing everything before departure since you won't be able to spend DZD outside Algeria. We're working on cross-border partnerships for 2027.
What types of visa are accepted ?+
All Algerian visa types : tourist, business, family, work, student. The visa must be valid and clearly photographable. Diplomatic/official visas accepted with additional verification.
How safe is it compared to carrying cash ?+
Much safer. Cash that's stolen is gone forever ; a stolen phone with Centeem requires PIN + biometrics to use. You can freeze your account in 1 click from any other device (web dashboard).
Sign up
Open your account in minutes
Everything happens in the app — no local bank account, no paperwork.
- 1
Download the app & create your account
With your email, in a couple of minutes.
- 2
Scan your passport
Secure contactless read of your passport chip + an anti-spoof live selfie.
Art. 2 — Annex I
- 3
Add your Algerian visa
A photo of your valid visa for compliance verification.
- 4
Pay & withdraw
Pay merchants directly and withdraw cash from partner agents across Algeria.
Levels & limits
Your level and limits
A single level, opened as soon as your passport and visa are verified.
| Level | Per transaction | Per day | Per month | Max balance | What you must provide |
|---|---|---|---|---|---|
| Visitor account | 150 000 DZD | 400 000 DZD | 1 500 000 DZD | 500 000 DZD | Biometric passport + valid visa |
These levels and limits are set by Article 2 of Instruction 06-2025 of the Bank of Algeria. Each level corresponds to an identification requirement (Annex I / Annex II) and to per-transaction, daily and monthly limits. Services are provided exclusively in Algerian dinars (Art. 31).
Inside the app
Built for your trip to Algeria
From passport setup to paying merchants and finding cash agents — everything in one app.
Open a Centeem account
Coming soon on iOS and Android. Identity verification compliant with the Bank of Algeria's Instruction 06-2025.